Life Insurance Blog UK 2026 | LifeCoverFor
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Tips, insights and news about life insurance, income protection and critical illness cover in the UK.

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Provider Review

AIG Life Insurance Review UK 2026

AIG life insurance review 2026. A specialist protection insurer with unique features. We cover their products, Smart Health service, and ...

6 min read • March 2026
Life Insurance

Average Life Insurance Cost UK 2026: Prices by Age

How much does life insurance cost in the UK? Average is £20.82/month. See costs by age from 25 to 60, smoker vs non-smoker, and how...

6 min read • March 2026
Provider Review

Aviva Life Insurance Review UK 2026

Aviva life insurance review 2026. Is Aviva any good? We cover their policies, costs, claim stats, pros and cons, and how they compare to ...

8 min read • March 2026
Income Protection

Best Income Protection UK 2026: Top Providers Compared

Which is the best income protection provider in the UK? We compare the top insurers on price, features, claim rates, and definitions. Ind...

7 min read • March 2026
Life Insurance

Best Life Insurance UK 2026: Top Providers Compared

Best life insurance companies in the UK 2026. We compare Aviva, Legal & General, Royal London, Vitality, AIG, Zurich, and more. Independe...

8 min read • March 2026
Life Insurance

Can You Have Two Life Insurance Policies?

Can you have more than one life insurance policy in the UK? Yes, and there are good reasons to. Learn when multiple policies make sense a...

5 min read • March 2026
Critical Illness

1 in 2 People Will Face a Critical Illness Before Retirement

1 in 2 people will face a critical illness before retirement age. We look at UK cancer survival rates, financial impact and why critical ...

7 min read • March 2026
Income Protection

Critical Illness Cover vs Income Protection: Which Do You Need?

Critical illness cover vs income protection: what's the difference? Which should you get? Can you have both? Clear comparison guide for U...

6 min read • March 2026
Life Insurance

Does Life Insurance Pay Out for Suicide?

Does life insurance cover suicide in the UK? Yes, most policies pay out after a 12-month exclusion period. Learn how the suicide clause w...

5 min read • March 2026
Life Insurance

How Long Does Life Insurance Take to Set Up?

How quickly can you get life insurance? From application to active cover in as little as 20 minutes. Learn about the process, medical che...

4 min read • March 2026
Life Insurance

How to Cancel Life Insurance UK

Need to cancel your life insurance? Learn how to do it, what happens to your premiums, and whether you should cancel or keep your policy....

5 min read • March 2026
Life Insurance

Is Life Insurance Taxable in the UK?

Are life insurance payouts taxable in the UK? Usually no income tax or CGT, but inheritance tax could apply. Learn the rules and how to a...

6 min read • March 2026
Life Insurance

Joint vs Single Life Insurance: Which Is Better for Couples?

Should couples buy joint life insurance or two single policies? We compare costs, payouts and the divorce risk to help you decide in 2026.

7 min read • March 2026
Provider Review

Legal & General Life Insurance Review UK 2026

Legal & General life insurance review 2026. One of the UK's most popular insurers. We cover their products, prices, claim stats and h...

7 min read • March 2026
Life Insurance

Life Insurance and Divorce: What Happens to Your Policy?

What happens to your life insurance after divorce? Joint policies, beneficiary changes, court orders, and how to protect yourself and you...

6 min read • March 2026
Life Insurance

Life Insurance for Couples UK 2026: Joint vs Separate

Should couples get joint or separate life insurance? Compare costs, pros and cons, and find out which option gives your family the best p...

6 min read • March 2026
Life Insurance

Life Insurance for Smokers UK 2026: What You Pay & How to Save

How much more do smokers pay for life insurance? Which insurers are cheapest for smokers? How to get non-smoker rates. Complete UK guide ...

6 min read • March 2026
Life Insurance

Why Stay-at-Home Parents Need Life Insurance

Do stay-at-home parents need life insurance? Yes. The cost of replacing childcare, cooking, and household management is over £30,000/year...

6 min read • March 2026
Life Insurance

UK Life Insurance Statistics 2026

UK life insurance statistics 2026. How many Brits have cover, average payouts, claim rates, market size, and protection gap data. Essenti...

6 min read • March 2026
Provider Review

LV= Life Insurance Review UK 2026

LV= life insurance review 2026. A friendly society with a focus on customer service. We cover their products, Doctor Services, and how th...

5 min read • March 2026
Life Insurance

Is Over 50s Life Insurance Worth It?

Is over 50s life insurance worth it? Pros, cons, and alternatives. Why you might pay more in premiums than your family receives. Honest U...

7 min read • March 2026
Provider Review

Royal London Life Insurance Review UK 2026

Royal London life insurance review 2026. The UK's largest mutual insurer. We cover their Helping Hand service, products, claim stats and ...

7 min read • March 2026
Provider Review

Scottish Widows Life Insurance Review UK 2026

Scottish Widows life insurance review 2026. Part of Lloyds Banking Group. We cover their products, pricing, and whether they are worth co...

5 min read • March 2026
Life Insurance

Term Life Insurance Explained: A Simple Guide

Term life insurance explained simply. How it works, types (level, decreasing, FIB), how long you need it, and how much it costs. UK guide...

6 min read • March 2026
Income Protection

UK Income Protection Statistics 2026

UK income protection statistics 2026. How many Brits have IP, claim rates, average payouts, most common claim reasons, and the protection...

5 min read • March 2026
Life Insurance

Vaping and Life Insurance: What UK Vapers Need to Know

How does vaping affect your life insurance premiums in the UK? Most insurers class vapers as smokers, doubling your costs. Here is what y...

6 min read • March 2026
Provider Review

Vitality Life Insurance Review UK 2026

Vitality life insurance review 2026. Get rewarded for being healthy with lower premiums and perks. We cover their unique model, costs, an...

7 min read • March 2026
Provider Review

Zurich Life Insurance Review UK 2026

Zurich life insurance review 2026. A global insurance giant with strong underwriting. We cover their products, pricing, and how they comp...

6 min read • March 2026
Comparison

Vitality vs Aviva Life Insurance

Two very different approaches to life insurance. Find out which suits you.

Comparison

Royal London vs Legal & General

Price, features, and claims records compared side by side.

Comparison

Aviva vs Zurich Life Insurance

Which of these two major insurers offers better value in 2026?

Comparison

Income Protection Providers Compared 2026

LV=, Royal London, Aviva, Zurich, and more — rated and compared.

FAQ

Does Income Protection Cover Redundancy?

Standard IP doesn't cover redundancy — but some products do. Here's what to know.

Guide

Income Protection vs Sick Pay

SSP runs out after 28 weeks. Here's how to bridge the gap.

FAQ

Can You Cancel Life Insurance?

Yes — but there are important things to consider before you do.

Guide

Life Insurance for Over 70s

Options, costs, and the best policies for applicants in their 70s.

Guide

Life Insurance for Grandparents

Funeral planning, legacy gifts, and estate planning explained.

Comparison

Aviva vs Legal & General Life Insurance

Two market leaders compared — which is cheaper and which pays out more?

FAQ

Does Life Insurance Cover Suicide?

A sensitive but important question — here's what UK policies say.

FAQ

Does Life Insurance Pay Out for Cancer?

Life insurance vs critical illness cover — what cancer cover you actually need.

FAQ

What Happens to Life Insurance in Divorce?

Nominations, trusts, and joint policies — what changes when you separate.

FAQ

Can You Have Two Life Insurance Policies?

Yes — and it's more common than you think. Here's how it works.

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